LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,724
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$137,884
−HK$4,226/mo
Today · 4.125%
HK$142,110
baseline
▲ 0.50% · 4.625%
HK$150,757
+HK$8,647/mo
Deposit HK$29.32M · loan HK$29.32M · min. income ≈ HK$284,220/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,767
−HK$8,037/mo
▼ 0.25% · 3.875%
HK$152,757
−HK$4,047/mo
Today · 4.125%
HK$156,804
baseline
▲ 0.50% · 4.625%
HK$165,070
+HK$8,266/mo
Deposit HK$29.32M · loan HK$29.32M · min. income ≈ HK$313,608/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,469
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$165,460
−HK$5,072/mo
Today · 4.125%
HK$170,532
baseline
▲ 0.50% · 4.625%
HK$180,908
+HK$10,376/mo
Deposit HK$23.46M · loan HK$35.19M · min. income ≈ HK$341,064/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,520
−HK$9,645/mo
▼ 0.25% · 3.875%
HK$183,308
−HK$4,857/mo
Today · 4.125%
HK$188,165
baseline
▲ 0.50% · 4.625%
HK$198,083
+HK$9,918/mo
Deposit HK$23.46M · loan HK$35.19M · min. income ≈ HK$376,330/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,214
−HK$11,740/mo
▼ 0.25% · 3.875%
HK$193,037
−HK$5,917/mo
Today · 4.125%
HK$198,954
baseline
▲ 0.50% · 4.625%
HK$211,060
+HK$12,106/mo
Deposit HK$17.59M · loan HK$41.05M · min. income ≈ HK$397,908/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,273
−HK$11,253/mo
▼ 0.25% · 3.875%
HK$213,859
−HK$5,667/mo
Today · 4.125%
HK$219,526
baseline
▲ 0.50% · 4.625%
HK$231,097
+HK$11,571/mo
Deposit HK$17.59M · loan HK$41.05M · min. income ≈ HK$439,052/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,703
−HK$15,095/mo
▼ 0.25% · 3.875%
HK$248,191
−HK$7,607/mo
Today · 4.125%
HK$255,798
baseline
▲ 0.50% · 4.625%
HK$271,362
+HK$15,564/mo
Deposit HK$5.86M · loan HK$52.78M · min. income ≈ HK$511,596/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,780
−HK$14,468/mo
▼ 0.25% · 3.875%
HK$274,962
−HK$7,286/mo
Today · 4.125%
HK$282,248
baseline
▲ 0.50% · 4.625%
HK$297,125
+HK$14,877/mo
Deposit HK$5.86M · loan HK$52.78M · min. income ≈ HK$564,496/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,492,385 · Scale 2, in force from 26 Feb 2026)