LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,373
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,788
−HK$423/mo
Today · 4.125%
HK$14,211
baseline
▲ 0.50% · 4.625%
HK$15,076
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,422/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,877
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,276
−HK$405/mo
Today · 4.125%
HK$15,681
baseline
▲ 0.50% · 4.625%
HK$16,507
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,362/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,047
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,546
−HK$507/mo
Today · 4.125%
HK$17,053
baseline
▲ 0.50% · 4.625%
HK$18,091
+HK$1,038/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,106/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,852
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,331
−HK$486/mo
Today · 4.125%
HK$18,817
baseline
▲ 0.50% · 4.625%
HK$19,809
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,634/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,722
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,304
−HK$592/mo
Today · 4.125%
HK$19,896
baseline
▲ 0.50% · 4.625%
HK$21,106
+HK$1,210/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,792/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,828
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,386
−HK$567/mo
Today · 4.125%
HK$21,953
baseline
▲ 0.50% · 4.625%
HK$23,110
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,906/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,071
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,819
−HK$761/mo
Today · 4.125%
HK$25,580
baseline
▲ 0.50% · 4.625%
HK$27,136
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,160/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,778
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,496
−HK$729/mo
Today · 4.125%
HK$28,225
baseline
▲ 0.50% · 4.625%
HK$29,713
+HK$1,488/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,450/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,951 · Scale 2, in force from 26 Feb 2026)