LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,374
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,790
−HK$422/mo
Today · 4.125%
HK$14,212
baseline
▲ 0.50% · 4.625%
HK$15,077
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,424/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,878
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,277
−HK$405/mo
Today · 4.125%
HK$15,682
baseline
▲ 0.50% · 4.625%
HK$16,508
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,364/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,048
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,547
−HK$508/mo
Today · 4.125%
HK$17,055
baseline
▲ 0.50% · 4.625%
HK$18,092
+HK$1,037/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,110/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,854
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,332
−HK$486/mo
Today · 4.125%
HK$18,818
baseline
▲ 0.50% · 4.625%
HK$19,810
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,636/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,723
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,305
−HK$592/mo
Today · 4.125%
HK$19,897
baseline
▲ 0.50% · 4.625%
HK$21,108
+HK$1,211/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,794/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,829
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,388
−HK$567/mo
Today · 4.125%
HK$21,955
baseline
▲ 0.50% · 4.625%
HK$23,112
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,910/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,072
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$761/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,557/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,780
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$728/mo
Today · 4.125%
HK$28,227
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,488/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,454/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,962 · Scale 2, in force from 26 Feb 2026)