LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,750
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$137,910
−HK$4,227/mo
Today · 4.125%
HK$142,137
baseline
▲ 0.50% · 4.625%
HK$150,786
+HK$8,649/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$284,274/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,795
−HK$8,039/mo
▼ 0.25% · 3.875%
HK$152,786
−HK$4,048/mo
Today · 4.125%
HK$156,834
baseline
▲ 0.50% · 4.625%
HK$165,101
+HK$8,267/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$313,668/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,500
−HK$10,064/mo
▼ 0.25% · 3.875%
HK$165,492
−HK$5,072/mo
Today · 4.125%
HK$170,564
baseline
▲ 0.50% · 4.625%
HK$180,943
+HK$10,379/mo
Deposit HK$23.46M · loan HK$35.19M · min. income ≈ HK$341,128/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,554
−HK$9,647/mo
▼ 0.25% · 3.875%
HK$183,343
−HK$4,858/mo
Today · 4.125%
HK$188,201
baseline
▲ 0.50% · 4.625%
HK$198,121
+HK$9,920/mo
Deposit HK$23.46M · loan HK$35.19M · min. income ≈ HK$376,402/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,250
−HK$11,742/mo
▼ 0.25% · 3.875%
HK$193,074
−HK$5,918/mo
Today · 4.125%
HK$198,992
baseline
▲ 0.50% · 4.625%
HK$211,100
+HK$12,108/mo
Deposit HK$17.60M · loan HK$41.06M · min. income ≈ HK$397,984/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,313
−HK$11,255/mo
▼ 0.25% · 3.875%
HK$213,900
−HK$5,668/mo
Today · 4.125%
HK$219,568
baseline
▲ 0.50% · 4.625%
HK$231,142
+HK$11,574/mo
Deposit HK$17.60M · loan HK$41.06M · min. income ≈ HK$439,136/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,750
−HK$15,097/mo
▼ 0.25% · 3.875%
HK$248,238
−HK$7,609/mo
Today · 4.125%
HK$255,847
baseline
▲ 0.50% · 4.625%
HK$271,414
+HK$15,567/mo
Deposit HK$5.87M · loan HK$52.79M · min. income ≈ HK$511,694/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,831
−HK$14,471/mo
▼ 0.25% · 3.875%
HK$275,015
−HK$7,287/mo
Today · 4.125%
HK$282,302
baseline
▲ 0.50% · 4.625%
HK$297,182
+HK$14,880/mo
Deposit HK$5.87M · loan HK$52.79M · min. income ≈ HK$564,604/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,492,862 · Scale 2, in force from 26 Feb 2026)