LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,766
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$137,927
−HK$4,227/mo
Today · 4.125%
HK$142,154
baseline
▲ 0.50% · 4.625%
HK$150,804
+HK$8,650/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$284,308/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,813
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$152,805
−HK$4,048/mo
Today · 4.125%
HK$156,853
baseline
▲ 0.50% · 4.625%
HK$165,121
+HK$8,268/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$313,706/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,519
−HK$10,066/mo
▼ 0.25% · 3.875%
HK$165,512
−HK$5,073/mo
Today · 4.125%
HK$170,585
baseline
▲ 0.50% · 4.625%
HK$180,965
+HK$10,380/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$341,170/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,576
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$183,366
−HK$4,858/mo
Today · 4.125%
HK$188,224
baseline
▲ 0.50% · 4.625%
HK$198,146
+HK$9,922/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$376,448/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,273
−HK$11,743/mo
▼ 0.25% · 3.875%
HK$193,098
−HK$5,918/mo
Today · 4.125%
HK$199,016
baseline
▲ 0.50% · 4.625%
HK$211,126
+HK$12,110/mo
Deposit HK$17.60M · loan HK$41.06M · min. income ≈ HK$398,032/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,339
−HK$11,256/mo
▼ 0.25% · 3.875%
HK$213,926
−HK$5,669/mo
Today · 4.125%
HK$219,595
baseline
▲ 0.50% · 4.625%
HK$231,170
+HK$11,575/mo
Deposit HK$17.60M · loan HK$41.06M · min. income ≈ HK$439,190/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,779
−HK$15,099/mo
▼ 0.25% · 3.875%
HK$248,269
−HK$7,609/mo
Today · 4.125%
HK$255,878
baseline
▲ 0.50% · 4.625%
HK$271,448
+HK$15,570/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$511,756/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,864
−HK$14,472/mo
▼ 0.25% · 3.875%
HK$275,048
−HK$7,288/mo
Today · 4.125%
HK$282,336
baseline
▲ 0.50% · 4.625%
HK$297,218
+HK$14,882/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$564,672/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,168 · Scale 2, in force from 26 Feb 2026)