LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,768
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$137,929
−HK$4,227/mo
Today · 4.125%
HK$142,156
baseline
▲ 0.50% · 4.625%
HK$150,806
+HK$8,650/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$284,312/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,815
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$152,807
−HK$4,049/mo
Today · 4.125%
HK$156,856
baseline
▲ 0.50% · 4.625%
HK$165,124
+HK$8,268/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$313,712/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,522
−HK$10,066/mo
▼ 0.25% · 3.875%
HK$165,515
−HK$5,073/mo
Today · 4.125%
HK$170,588
baseline
▲ 0.50% · 4.625%
HK$180,967
+HK$10,379/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$341,176/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,579
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$183,368
−HK$4,859/mo
Today · 4.125%
HK$188,227
baseline
▲ 0.50% · 4.625%
HK$198,148
+HK$9,921/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$376,454/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,275
−HK$11,744/mo
▼ 0.25% · 3.875%
HK$193,100
−HK$5,919/mo
Today · 4.125%
HK$199,019
baseline
▲ 0.50% · 4.625%
HK$211,129
+HK$12,110/mo
Deposit HK$17.60M · loan HK$41.06M · min. income ≈ HK$398,038/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,342
−HK$11,256/mo
▼ 0.25% · 3.875%
HK$213,929
−HK$5,669/mo
Today · 4.125%
HK$219,598
baseline
▲ 0.50% · 4.625%
HK$231,173
+HK$11,575/mo
Deposit HK$17.60M · loan HK$41.06M · min. income ≈ HK$439,196/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,782
−HK$15,099/mo
▼ 0.25% · 3.875%
HK$248,272
−HK$7,609/mo
Today · 4.125%
HK$255,881
baseline
▲ 0.50% · 4.625%
HK$271,451
+HK$15,570/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$511,762/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,868
−HK$14,472/mo
▼ 0.25% · 3.875%
HK$275,052
−HK$7,288/mo
Today · 4.125%
HK$282,340
baseline
▲ 0.50% · 4.625%
HK$297,222
+HK$14,882/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$564,680/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,201 · Scale 2, in force from 26 Feb 2026)