LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,774
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$137,935
−HK$4,228/mo
Today · 4.125%
HK$142,163
baseline
▲ 0.50% · 4.625%
HK$150,813
+HK$8,650/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$284,326/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,822
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$152,814
−HK$4,049/mo
Today · 4.125%
HK$156,863
baseline
▲ 0.50% · 4.625%
HK$165,131
+HK$8,268/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$313,726/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,529
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$165,522
−HK$5,074/mo
Today · 4.125%
HK$170,596
baseline
▲ 0.50% · 4.625%
HK$180,976
+HK$10,380/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$341,192/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,587
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$183,376
−HK$4,859/mo
Today · 4.125%
HK$188,235
baseline
▲ 0.50% · 4.625%
HK$198,157
+HK$9,922/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$376,470/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,284
−HK$11,744/mo
▼ 0.25% · 3.875%
HK$193,109
−HK$5,919/mo
Today · 4.125%
HK$199,028
baseline
▲ 0.50% · 4.625%
HK$211,139
+HK$12,111/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$398,056/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,351
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$213,939
−HK$5,669/mo
Today · 4.125%
HK$219,608
baseline
▲ 0.50% · 4.625%
HK$231,184
+HK$11,576/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$439,216/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,793
−HK$15,100/mo
▼ 0.25% · 3.875%
HK$248,283
−HK$7,610/mo
Today · 4.125%
HK$255,893
baseline
▲ 0.50% · 4.625%
HK$271,464
+HK$15,571/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$511,786/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,880
−HK$14,473/mo
▼ 0.25% · 3.875%
HK$275,065
−HK$7,288/mo
Today · 4.125%
HK$282,353
baseline
▲ 0.50% · 4.625%
HK$297,236
+HK$14,883/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$564,706/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,317 · Scale 2, in force from 26 Feb 2026)