LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,781
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$137,942
−HK$4,228/mo
Today · 4.125%
HK$142,170
baseline
▲ 0.50% · 4.625%
HK$150,821
+HK$8,651/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$284,340/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,830
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$152,822
−HK$4,049/mo
Today · 4.125%
HK$156,871
baseline
▲ 0.50% · 4.625%
HK$165,140
+HK$8,269/mo
Deposit HK$29.33M · loan HK$29.33M · min. income ≈ HK$313,742/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,537
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$165,531
−HK$5,073/mo
Today · 4.125%
HK$170,604
baseline
▲ 0.50% · 4.625%
HK$180,985
+HK$10,381/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$341,208/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,596
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$183,386
−HK$4,859/mo
Today · 4.125%
HK$188,245
baseline
▲ 0.50% · 4.625%
HK$198,168
+HK$9,923/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$376,490/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,293
−HK$11,745/mo
▼ 0.25% · 3.875%
HK$193,119
−HK$5,919/mo
Today · 4.125%
HK$199,038
baseline
▲ 0.50% · 4.625%
HK$211,149
+HK$12,111/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$398,076/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,362
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$213,950
−HK$5,669/mo
Today · 4.125%
HK$219,619
baseline
▲ 0.50% · 4.625%
HK$231,196
+HK$11,577/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$439,238/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,806
−HK$15,100/mo
▼ 0.25% · 3.875%
HK$248,296
−HK$7,610/mo
Today · 4.125%
HK$255,906
baseline
▲ 0.50% · 4.625%
HK$271,478
+HK$15,572/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$511,812/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,894
−HK$14,474/mo
▼ 0.25% · 3.875%
HK$275,079
−HK$7,289/mo
Today · 4.125%
HK$282,368
baseline
▲ 0.50% · 4.625%
HK$297,252
+HK$14,884/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$564,736/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,445 · Scale 2, in force from 26 Feb 2026)