LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,787
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$137,948
−HK$4,228/mo
Today · 4.125%
HK$142,176
baseline
▲ 0.50% · 4.625%
HK$150,827
+HK$8,651/mo
Deposit HK$29.34M · loan HK$29.34M · min. income ≈ HK$284,352/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,836
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$152,828
−HK$4,049/mo
Today · 4.125%
HK$156,877
baseline
▲ 0.50% · 4.625%
HK$165,147
+HK$8,270/mo
Deposit HK$29.34M · loan HK$29.34M · min. income ≈ HK$313,754/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,544
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$165,538
−HK$5,073/mo
Today · 4.125%
HK$170,611
baseline
▲ 0.50% · 4.625%
HK$180,993
+HK$10,382/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$341,222/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,603
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$183,394
−HK$4,859/mo
Today · 4.125%
HK$188,253
baseline
▲ 0.50% · 4.625%
HK$198,176
+HK$9,923/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$376,506/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,301
−HK$11,746/mo
▼ 0.25% · 3.875%
HK$193,127
−HK$5,920/mo
Today · 4.125%
HK$199,047
baseline
▲ 0.50% · 4.625%
HK$211,158
+HK$12,111/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$398,094/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,371
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$213,959
−HK$5,669/mo
Today · 4.125%
HK$219,628
baseline
▲ 0.50% · 4.625%
HK$231,205
+HK$11,577/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$439,256/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,816
−HK$15,101/mo
▼ 0.25% · 3.875%
HK$248,307
−HK$7,610/mo
Today · 4.125%
HK$255,917
baseline
▲ 0.50% · 4.625%
HK$271,489
+HK$15,572/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$511,834/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,905
−HK$14,474/mo
▼ 0.25% · 3.875%
HK$275,090
−HK$7,289/mo
Today · 4.125%
HK$282,379
baseline
▲ 0.50% · 4.625%
HK$297,264
+HK$14,885/mo
Deposit HK$5.87M · loan HK$52.80M · min. income ≈ HK$564,758/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,549 · Scale 2, in force from 26 Feb 2026)