LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,789
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$137,950
−HK$4,228/mo
Today · 4.125%
HK$142,178
baseline
▲ 0.50% · 4.625%
HK$150,829
+HK$8,651/mo
Deposit HK$29.34M · loan HK$29.34M · min. income ≈ HK$284,356/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,838
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$152,830
−HK$4,050/mo
Today · 4.125%
HK$156,880
baseline
▲ 0.50% · 4.625%
HK$165,149
+HK$8,269/mo
Deposit HK$29.34M · loan HK$29.34M · min. income ≈ HK$313,760/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,546
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$165,540
−HK$5,074/mo
Today · 4.125%
HK$170,614
baseline
▲ 0.50% · 4.625%
HK$180,995
+HK$10,381/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$341,228/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,606
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$183,396
−HK$4,860/mo
Today · 4.125%
HK$188,256
baseline
▲ 0.50% · 4.625%
HK$198,179
+HK$9,923/mo
Deposit HK$23.47M · loan HK$35.20M · min. income ≈ HK$376,512/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,304
−HK$11,746/mo
▼ 0.25% · 3.875%
HK$193,130
−HK$5,920/mo
Today · 4.125%
HK$199,050
baseline
▲ 0.50% · 4.625%
HK$211,161
+HK$12,111/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$398,100/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,374
−HK$11,258/mo
▼ 0.25% · 3.875%
HK$213,962
−HK$5,670/mo
Today · 4.125%
HK$219,632
baseline
▲ 0.50% · 4.625%
HK$231,209
+HK$11,577/mo
Deposit HK$17.60M · loan HK$41.07M · min. income ≈ HK$439,264/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,819
−HK$15,102/mo
▼ 0.25% · 3.875%
HK$248,310
−HK$7,611/mo
Today · 4.125%
HK$255,921
baseline
▲ 0.50% · 4.625%
HK$271,493
+HK$15,572/mo
Deposit HK$5.87M · loan HK$52.81M · min. income ≈ HK$511,842/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,909
−HK$14,474/mo
▼ 0.25% · 3.875%
HK$275,094
−HK$7,289/mo
Today · 4.125%
HK$282,383
baseline
▲ 0.50% · 4.625%
HK$297,268
+HK$14,885/mo
Deposit HK$5.87M · loan HK$52.81M · min. income ≈ HK$564,766/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,585 · Scale 2, in force from 26 Feb 2026)