LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,807
−HK$8,391/mo
▼ 0.25% · 3.875%
HK$137,970
−HK$4,228/mo
Today · 4.125%
HK$142,198
baseline
▲ 0.50% · 4.625%
HK$150,851
+HK$8,653/mo
Deposit HK$29.34M · loan HK$29.34M · min. income ≈ HK$284,396/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,859
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$152,852
−HK$4,050/mo
Today · 4.125%
HK$156,902
baseline
▲ 0.50% · 4.625%
HK$165,172
+HK$8,270/mo
Deposit HK$29.34M · loan HK$29.34M · min. income ≈ HK$313,804/mo (50% DSR)
Upfront cash ≈ HK$31.83M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,569
−HK$10,069/mo
▼ 0.25% · 3.875%
HK$165,563
−HK$5,075/mo
Today · 4.125%
HK$170,638
baseline
▲ 0.50% · 4.625%
HK$181,021
+HK$10,383/mo
Deposit HK$23.47M · loan HK$35.21M · min. income ≈ HK$341,276/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,631
−HK$9,651/mo
▼ 0.25% · 3.875%
HK$183,422
−HK$4,860/mo
Today · 4.125%
HK$188,282
baseline
▲ 0.50% · 4.625%
HK$198,207
+HK$9,925/mo
Deposit HK$23.47M · loan HK$35.21M · min. income ≈ HK$376,564/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,330
−HK$11,748/mo
▼ 0.25% · 3.875%
HK$193,157
−HK$5,921/mo
Today · 4.125%
HK$199,078
baseline
▲ 0.50% · 4.625%
HK$211,191
+HK$12,113/mo
Deposit HK$17.60M · loan HK$41.08M · min. income ≈ HK$398,156/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,403
−HK$11,260/mo
▼ 0.25% · 3.875%
HK$213,992
−HK$5,671/mo
Today · 4.125%
HK$219,663
baseline
▲ 0.50% · 4.625%
HK$231,241
+HK$11,578/mo
Deposit HK$17.60M · loan HK$41.08M · min. income ≈ HK$439,326/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,853
−HK$15,104/mo
▼ 0.25% · 3.875%
HK$248,345
−HK$7,612/mo
Today · 4.125%
HK$255,957
baseline
▲ 0.50% · 4.625%
HK$271,531
+HK$15,574/mo
Deposit HK$5.87M · loan HK$52.81M · min. income ≈ HK$511,914/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,947
−HK$14,476/mo
▼ 0.25% · 3.875%
HK$275,133
−HK$7,290/mo
Today · 4.125%
HK$282,423
baseline
▲ 0.50% · 4.625%
HK$297,310
+HK$14,887/mo
Deposit HK$5.87M · loan HK$52.81M · min. income ≈ HK$564,846/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,493,937 · Scale 2, in force from 26 Feb 2026)