LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,382
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,798
−HK$423/mo
Today · 4.125%
HK$14,221
baseline
▲ 0.50% · 4.625%
HK$15,086
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,442/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,887
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,286
−HK$405/mo
Today · 4.125%
HK$15,691
baseline
▲ 0.50% · 4.625%
HK$16,518
+HK$827/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,382/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,058
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,558
−HK$507/mo
Today · 4.125%
HK$17,065
baseline
▲ 0.50% · 4.625%
HK$18,103
+HK$1,038/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,130/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,864
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,344
−HK$486/mo
Today · 4.125%
HK$18,830
baseline
▲ 0.50% · 4.625%
HK$19,822
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,660/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,734
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,317
−HK$592/mo
Today · 4.125%
HK$19,909
baseline
▲ 0.50% · 4.625%
HK$21,121
+HK$1,212/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,818/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,842
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,401
−HK$567/mo
Today · 4.125%
HK$21,968
baseline
▲ 0.50% · 4.625%
HK$23,126
+HK$1,158/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,936/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$762/mo
Today · 4.125%
HK$25,598
baseline
▲ 0.50% · 4.625%
HK$27,155
+HK$1,557/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$51,196/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,797
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$729/mo
Today · 4.125%
HK$28,244
baseline
▲ 0.50% · 4.625%
HK$29,733
+HK$1,489/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$56,488/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,042 · Scale 2, in force from 26 Feb 2026)