LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,836
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$137,999
−HK$4,229/mo
Today · 4.125%
HK$142,228
baseline
▲ 0.50% · 4.625%
HK$150,883
+HK$8,655/mo
Deposit HK$29.35M · loan HK$29.35M · min. income ≈ HK$284,456/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,891
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$152,884
−HK$4,051/mo
Today · 4.125%
HK$156,935
baseline
▲ 0.50% · 4.625%
HK$165,207
+HK$8,272/mo
Deposit HK$29.35M · loan HK$29.35M · min. income ≈ HK$313,870/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,603
−HK$10,071/mo
▼ 0.25% · 3.875%
HK$165,598
−HK$5,076/mo
Today · 4.125%
HK$170,674
baseline
▲ 0.50% · 4.625%
HK$181,059
+HK$10,385/mo
Deposit HK$23.48M · loan HK$35.22M · min. income ≈ HK$341,348/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,669
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$183,461
−HK$4,861/mo
Today · 4.125%
HK$188,322
baseline
▲ 0.50% · 4.625%
HK$198,249
+HK$9,927/mo
Deposit HK$23.48M · loan HK$35.22M · min. income ≈ HK$376,644/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,370
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$193,198
−HK$5,922/mo
Today · 4.125%
HK$199,120
baseline
▲ 0.50% · 4.625%
HK$211,236
+HK$12,116/mo
Deposit HK$17.61M · loan HK$41.09M · min. income ≈ HK$398,240/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,447
−HK$11,262/mo
▼ 0.25% · 3.875%
HK$214,038
−HK$5,671/mo
Today · 4.125%
HK$219,709
baseline
▲ 0.50% · 4.625%
HK$231,290
+HK$11,581/mo
Deposit HK$17.61M · loan HK$41.09M · min. income ≈ HK$439,418/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,904
−HK$15,107/mo
▼ 0.25% · 3.875%
HK$248,398
−HK$7,613/mo
Today · 4.125%
HK$256,011
baseline
▲ 0.50% · 4.625%
HK$271,589
+HK$15,578/mo
Deposit HK$5.87M · loan HK$52.82M · min. income ≈ HK$512,022/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,003
−HK$14,480/mo
▼ 0.25% · 3.875%
HK$275,191
−HK$7,292/mo
Today · 4.125%
HK$282,483
baseline
▲ 0.50% · 4.625%
HK$297,373
+HK$14,890/mo
Deposit HK$5.87M · loan HK$52.82M · min. income ≈ HK$564,966/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$2,494,463 · Scale 2, in force from 26 Feb 2026)