LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,385
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,801
−HK$423/mo
Today · 4.125%
HK$14,224
baseline
▲ 0.50% · 4.625%
HK$15,089
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,448/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,890
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,290
−HK$405/mo
Today · 4.125%
HK$15,695
baseline
▲ 0.50% · 4.625%
HK$16,522
+HK$827/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,390/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,062
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,561
−HK$508/mo
Today · 4.125%
HK$17,069
baseline
▲ 0.50% · 4.625%
HK$18,107
+HK$1,038/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,138/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,868
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,347
−HK$487/mo
Today · 4.125%
HK$18,834
baseline
▲ 0.50% · 4.625%
HK$19,826
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,668/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,738
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,321
−HK$592/mo
Today · 4.125%
HK$19,913
baseline
▲ 0.50% · 4.625%
HK$21,125
+HK$1,212/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,826/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,846
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,405
−HK$568/mo
Today · 4.125%
HK$21,973
baseline
▲ 0.50% · 4.625%
HK$23,131
+HK$1,158/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,946/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,092
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,842
−HK$761/mo
Today · 4.125%
HK$25,603
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,558/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$51,206/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,802
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,521
−HK$729/mo
Today · 4.125%
HK$28,250
baseline
▲ 0.50% · 4.625%
HK$29,740
+HK$1,490/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$56,500/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,070 · Scale 2, in force from 26 Feb 2026)