LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,865
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$138,029
−HK$4,231/mo
Today · 4.125%
HK$142,260
baseline
▲ 0.50% · 4.625%
HK$150,916
+HK$8,656/mo
Deposit HK$29.35M · loan HK$29.35M · min. income ≈ HK$284,520/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,924
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,918
−HK$4,052/mo
Today · 4.125%
HK$156,970
baseline
▲ 0.50% · 4.625%
HK$165,244
+HK$8,274/mo
Deposit HK$29.35M · loan HK$29.35M · min. income ≈ HK$313,940/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,638
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,635
−HK$5,077/mo
Today · 4.125%
HK$170,712
baseline
▲ 0.50% · 4.625%
HK$181,099
+HK$10,387/mo
Deposit HK$23.48M · loan HK$35.22M · min. income ≈ HK$341,424/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,708
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$183,501
−HK$4,862/mo
Today · 4.125%
HK$188,363
baseline
▲ 0.50% · 4.625%
HK$198,292
+HK$9,929/mo
Deposit HK$23.48M · loan HK$35.22M · min. income ≈ HK$376,726/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,411
−HK$11,753/mo
▼ 0.25% · 3.875%
HK$193,241
−HK$5,923/mo
Today · 4.125%
HK$199,164
baseline
▲ 0.50% · 4.625%
HK$211,282
+HK$12,118/mo
Deposit HK$17.61M · loan HK$41.09M · min. income ≈ HK$398,328/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,493
−HK$11,264/mo
▼ 0.25% · 3.875%
HK$214,085
−HK$5,672/mo
Today · 4.125%
HK$219,757
baseline
▲ 0.50% · 4.625%
HK$231,341
+HK$11,584/mo
Deposit HK$17.61M · loan HK$41.09M · min. income ≈ HK$439,514/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,957
−HK$15,110/mo
▼ 0.25% · 3.875%
HK$248,452
−HK$7,615/mo
Today · 4.125%
HK$256,067
baseline
▲ 0.50% · 4.625%
HK$271,649
+HK$15,582/mo
Deposit HK$5.87M · loan HK$52.84M · min. income ≈ HK$512,134/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,063
−HK$14,482/mo
▼ 0.25% · 3.875%
HK$275,252
−HK$7,293/mo
Today · 4.125%
HK$282,545
baseline
▲ 0.50% · 4.625%
HK$297,439
+HK$14,894/mo
Deposit HK$5.87M · loan HK$52.84M · min. income ≈ HK$565,090/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,014 · Scale 2, in force from 26 Feb 2026)