LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,871
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,035
−HK$4,230/mo
Today · 4.125%
HK$142,265
baseline
▲ 0.50% · 4.625%
HK$150,922
+HK$8,657/mo
Deposit HK$29.35M · loan HK$29.35M · min. income ≈ HK$284,530/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,930
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,924
−HK$4,052/mo
Today · 4.125%
HK$156,976
baseline
▲ 0.50% · 4.625%
HK$165,250
+HK$8,274/mo
Deposit HK$29.35M · loan HK$29.35M · min. income ≈ HK$313,952/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,645
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$165,642
−HK$5,076/mo
Today · 4.125%
HK$170,718
baseline
▲ 0.50% · 4.625%
HK$181,106
+HK$10,388/mo
Deposit HK$23.48M · loan HK$35.23M · min. income ≈ HK$341,436/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,716
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$183,509
−HK$4,862/mo
Today · 4.125%
HK$188,371
baseline
▲ 0.50% · 4.625%
HK$198,300
+HK$9,929/mo
Deposit HK$23.48M · loan HK$35.23M · min. income ≈ HK$376,742/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,419
−HK$11,753/mo
▼ 0.25% · 3.875%
HK$193,249
−HK$5,923/mo
Today · 4.125%
HK$199,172
baseline
▲ 0.50% · 4.625%
HK$211,291
+HK$12,119/mo
Deposit HK$17.61M · loan HK$41.10M · min. income ≈ HK$398,344/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,501
−HK$11,265/mo
▼ 0.25% · 3.875%
HK$214,093
−HK$5,673/mo
Today · 4.125%
HK$219,766
baseline
▲ 0.50% · 4.625%
HK$231,350
+HK$11,584/mo
Deposit HK$17.61M · loan HK$41.10M · min. income ≈ HK$439,532/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,967
−HK$15,111/mo
▼ 0.25% · 3.875%
HK$248,462
−HK$7,616/mo
Today · 4.125%
HK$256,078
baseline
▲ 0.50% · 4.625%
HK$271,659
+HK$15,581/mo
Deposit HK$5.87M · loan HK$52.84M · min. income ≈ HK$512,156/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,073
−HK$14,483/mo
▼ 0.25% · 3.875%
HK$275,263
−HK$7,293/mo
Today · 4.125%
HK$282,556
baseline
▲ 0.50% · 4.625%
HK$297,450
+HK$14,894/mo
Deposit HK$5.87M · loan HK$52.84M · min. income ≈ HK$565,112/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,113 · Scale 2, in force from 26 Feb 2026)