LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,881
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$138,046
−HK$4,231/mo
Today · 4.125%
HK$142,277
baseline
▲ 0.50% · 4.625%
HK$150,934
+HK$8,657/mo
Deposit HK$29.36M · loan HK$29.36M · min. income ≈ HK$284,554/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,942
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,936
−HK$4,052/mo
Today · 4.125%
HK$156,988
baseline
▲ 0.50% · 4.625%
HK$165,264
+HK$8,276/mo
Deposit HK$29.36M · loan HK$29.36M · min. income ≈ HK$313,976/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,658
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,655
−HK$5,077/mo
Today · 4.125%
HK$170,732
baseline
▲ 0.50% · 4.625%
HK$181,121
+HK$10,389/mo
Deposit HK$23.49M · loan HK$35.23M · min. income ≈ HK$341,464/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,730
−HK$9,656/mo
▼ 0.25% · 3.875%
HK$183,523
−HK$4,863/mo
Today · 4.125%
HK$188,386
baseline
▲ 0.50% · 4.625%
HK$198,316
+HK$9,930/mo
Deposit HK$23.49M · loan HK$35.23M · min. income ≈ HK$376,772/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,434
−HK$11,754/mo
▼ 0.25% · 3.875%
HK$193,264
−HK$5,924/mo
Today · 4.125%
HK$199,188
baseline
▲ 0.50% · 4.625%
HK$211,308
+HK$12,120/mo
Deposit HK$17.61M · loan HK$41.10M · min. income ≈ HK$398,376/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,518
−HK$11,266/mo
▼ 0.25% · 3.875%
HK$214,111
−HK$5,673/mo
Today · 4.125%
HK$219,784
baseline
▲ 0.50% · 4.625%
HK$231,369
+HK$11,585/mo
Deposit HK$17.61M · loan HK$41.10M · min. income ≈ HK$439,568/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,986
−HK$15,112/mo
▼ 0.25% · 3.875%
HK$248,482
−HK$7,616/mo
Today · 4.125%
HK$256,098
baseline
▲ 0.50% · 4.625%
HK$271,681
+HK$15,583/mo
Deposit HK$5.87M · loan HK$52.84M · min. income ≈ HK$512,196/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,095
−HK$14,484/mo
▼ 0.25% · 3.875%
HK$275,285
−HK$7,294/mo
Today · 4.125%
HK$282,579
baseline
▲ 0.50% · 4.625%
HK$297,474
+HK$14,895/mo
Deposit HK$5.87M · loan HK$52.84M · min. income ≈ HK$565,158/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,314 · Scale 2, in force from 26 Feb 2026)