LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,902
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$138,067
−HK$4,231/mo
Today · 4.125%
HK$142,298
baseline
▲ 0.50% · 4.625%
HK$150,957
+HK$8,659/mo
Deposit HK$29.36M · loan HK$29.36M · min. income ≈ HK$284,596/mo (50% DSR)
Upfront cash ≈ HK$31.86M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,964
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$152,959
−HK$4,053/mo
Today · 4.125%
HK$157,012
baseline
▲ 0.50% · 4.625%
HK$165,289
+HK$8,277/mo
Deposit HK$29.36M · loan HK$29.36M · min. income ≈ HK$314,024/mo (50% DSR)
Upfront cash ≈ HK$31.86M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,682
−HK$10,076/mo
▼ 0.25% · 3.875%
HK$165,680
−HK$5,078/mo
Today · 4.125%
HK$170,758
baseline
▲ 0.50% · 4.625%
HK$181,148
+HK$10,390/mo
Deposit HK$23.49M · loan HK$35.23M · min. income ≈ HK$341,516/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,757
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$183,551
−HK$4,864/mo
Today · 4.125%
HK$188,415
baseline
▲ 0.50% · 4.625%
HK$198,346
+HK$9,931/mo
Deposit HK$23.49M · loan HK$35.23M · min. income ≈ HK$376,830/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,462
−HK$11,756/mo
▼ 0.25% · 3.875%
HK$193,293
−HK$5,925/mo
Today · 4.125%
HK$199,218
baseline
▲ 0.50% · 4.625%
HK$211,340
+HK$12,122/mo
Deposit HK$17.62M · loan HK$41.11M · min. income ≈ HK$398,436/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,550
−HK$11,267/mo
▼ 0.25% · 3.875%
HK$214,143
−HK$5,674/mo
Today · 4.125%
HK$219,817
baseline
▲ 0.50% · 4.625%
HK$231,404
+HK$11,587/mo
Deposit HK$17.62M · loan HK$41.11M · min. income ≈ HK$439,634/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,023
−HK$15,114/mo
▼ 0.25% · 3.875%
HK$248,520
−HK$7,617/mo
Today · 4.125%
HK$256,137
baseline
▲ 0.50% · 4.625%
HK$271,723
+HK$15,586/mo
Deposit HK$5.87M · loan HK$52.85M · min. income ≈ HK$512,274/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,136
−HK$14,486/mo
▼ 0.25% · 3.875%
HK$275,327
−HK$7,295/mo
Today · 4.125%
HK$282,622
baseline
▲ 0.50% · 4.625%
HK$297,520
+HK$14,898/mo
Deposit HK$5.87M · loan HK$52.85M · min. income ≈ HK$565,244/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,693 · Scale 2, in force from 26 Feb 2026)