LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,915
−HK$8,398/mo
▼ 0.25% · 3.875%
HK$138,081
−HK$4,232/mo
Today · 4.125%
HK$142,313
baseline
▲ 0.50% · 4.625%
HK$150,972
+HK$8,659/mo
Deposit HK$29.36M · loan HK$29.36M · min. income ≈ HK$284,626/mo (50% DSR)
Upfront cash ≈ HK$31.86M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,979
−HK$8,049/mo
▼ 0.25% · 3.875%
HK$152,975
−HK$4,053/mo
Today · 4.125%
HK$157,028
baseline
▲ 0.50% · 4.625%
HK$165,306
+HK$8,278/mo
Deposit HK$29.36M · loan HK$29.36M · min. income ≈ HK$314,056/mo (50% DSR)
Upfront cash ≈ HK$31.86M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,698
−HK$10,078/mo
▼ 0.25% · 3.875%
HK$165,697
−HK$5,079/mo
Today · 4.125%
HK$170,776
baseline
▲ 0.50% · 4.625%
HK$181,167
+HK$10,391/mo
Deposit HK$23.49M · loan HK$35.24M · min. income ≈ HK$341,552/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,775
−HK$9,659/mo
▼ 0.25% · 3.875%
HK$183,570
−HK$4,864/mo
Today · 4.125%
HK$188,434
baseline
▲ 0.50% · 4.625%
HK$198,367
+HK$9,933/mo
Deposit HK$23.49M · loan HK$35.24M · min. income ≈ HK$376,868/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,481
−HK$11,757/mo
▼ 0.25% · 3.875%
HK$193,313
−HK$5,925/mo
Today · 4.125%
HK$199,238
baseline
▲ 0.50% · 4.625%
HK$211,361
+HK$12,123/mo
Deposit HK$17.62M · loan HK$41.11M · min. income ≈ HK$398,476/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,571
−HK$11,269/mo
▼ 0.25% · 3.875%
HK$214,165
−HK$5,675/mo
Today · 4.125%
HK$219,840
baseline
▲ 0.50% · 4.625%
HK$231,428
+HK$11,588/mo
Deposit HK$17.62M · loan HK$41.11M · min. income ≈ HK$439,680/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,048
−HK$15,115/mo
▼ 0.25% · 3.875%
HK$248,546
−HK$7,617/mo
Today · 4.125%
HK$256,163
baseline
▲ 0.50% · 4.625%
HK$271,750
+HK$15,587/mo
Deposit HK$5.87M · loan HK$52.86M · min. income ≈ HK$512,326/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,163
−HK$14,488/mo
▼ 0.25% · 3.875%
HK$275,355
−HK$7,296/mo
Today · 4.125%
HK$282,651
baseline
▲ 0.50% · 4.625%
HK$297,550
+HK$14,899/mo
Deposit HK$5.87M · loan HK$52.86M · min. income ≈ HK$565,302/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,495,948 · Scale 2, in force from 26 Feb 2026)