LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,393
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,809
−HK$423/mo
Today · 4.125%
HK$14,232
baseline
▲ 0.50% · 4.625%
HK$15,098
+HK$866/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,464/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,899
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,299
−HK$405/mo
Today · 4.125%
HK$15,704
baseline
▲ 0.50% · 4.625%
HK$16,532
+HK$828/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,408/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,071
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,571
−HK$508/mo
Today · 4.125%
HK$17,079
baseline
▲ 0.50% · 4.625%
HK$18,118
+HK$1,039/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,158/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,879
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,358
−HK$487/mo
Today · 4.125%
HK$18,845
baseline
▲ 0.50% · 4.625%
HK$19,838
+HK$993/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,690/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,750
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,333
−HK$592/mo
Today · 4.125%
HK$19,925
baseline
▲ 0.50% · 4.625%
HK$21,138
+HK$1,213/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,850/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,859
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$568/mo
Today · 4.125%
HK$21,986
baseline
▲ 0.50% · 4.625%
HK$23,145
+HK$1,159/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,972/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,107
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$762/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$27,177
+HK$1,559/mo
Deposit HK$587K · loan HK$5.29M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,818
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,538
−HK$729/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,757
+HK$1,490/mo
Deposit HK$587K · loan HK$5.29M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,149 · Scale 2, in force from 26 Feb 2026)