LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,393
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,809
−HK$424/mo
Today · 4.125%
HK$14,233
baseline
▲ 0.50% · 4.625%
HK$15,099
+HK$866/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,466/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,899
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,299
−HK$405/mo
Today · 4.125%
HK$15,704
baseline
▲ 0.50% · 4.625%
HK$16,532
+HK$828/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,408/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,071
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,571
−HK$508/mo
Today · 4.125%
HK$17,079
baseline
▲ 0.50% · 4.625%
HK$18,118
+HK$1,039/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,158/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,879
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,359
−HK$486/mo
Today · 4.125%
HK$18,845
baseline
▲ 0.50% · 4.625%
HK$19,839
+HK$994/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,690/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,750
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,333
−HK$593/mo
Today · 4.125%
HK$19,926
baseline
▲ 0.50% · 4.625%
HK$21,138
+HK$1,212/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,852/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,859
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,419
−HK$567/mo
Today · 4.125%
HK$21,986
baseline
▲ 0.50% · 4.625%
HK$23,145
+HK$1,159/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,972/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,107
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,857
−HK$762/mo
Today · 4.125%
HK$25,619
baseline
▲ 0.50% · 4.625%
HK$27,178
+HK$1,559/mo
Deposit HK$587K · loan HK$5.29M · min. income ≈ HK$51,238/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,819
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,538
−HK$730/mo
Today · 4.125%
HK$28,268
baseline
▲ 0.50% · 4.625%
HK$29,758
+HK$1,490/mo
Deposit HK$587K · loan HK$5.29M · min. income ≈ HK$56,536/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,151 · Scale 2, in force from 26 Feb 2026)