LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,396
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,813
−HK$423/mo
Today · 4.125%
HK$14,236
baseline
▲ 0.50% · 4.625%
HK$15,103
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,472/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,903
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,303
−HK$405/mo
Today · 4.125%
HK$15,708
baseline
▲ 0.50% · 4.625%
HK$16,536
+HK$828/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,416/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,076
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,576
−HK$508/mo
Today · 4.125%
HK$17,084
baseline
▲ 0.50% · 4.625%
HK$18,123
+HK$1,039/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,168/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,884
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,363
−HK$487/mo
Today · 4.125%
HK$18,850
baseline
▲ 0.50% · 4.625%
HK$19,844
+HK$994/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,700/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,755
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,338
−HK$593/mo
Today · 4.125%
HK$19,931
baseline
▲ 0.50% · 4.625%
HK$21,144
+HK$1,213/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,862/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,864
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,424
−HK$568/mo
Today · 4.125%
HK$21,992
baseline
▲ 0.50% · 4.625%
HK$23,151
+HK$1,159/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,984/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,113
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,863
−HK$762/mo
Today · 4.125%
HK$25,625
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,560/mo
Deposit HK$587K · loan HK$5.29M · min. income ≈ HK$51,250/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,826
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,545
−HK$730/mo
Today · 4.125%
HK$28,275
baseline
▲ 0.50% · 4.625%
HK$29,766
+HK$1,491/mo
Deposit HK$587K · loan HK$5.29M · min. income ≈ HK$56,550/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,186 · Scale 2, in force from 26 Feb 2026)