LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,965
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$138,132
−HK$4,234/mo
Today · 4.125%
HK$142,366
baseline
▲ 0.50% · 4.625%
HK$151,029
+HK$8,663/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$284,732/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,035
−HK$8,052/mo
▼ 0.25% · 3.875%
HK$153,032
−HK$4,055/mo
Today · 4.125%
HK$157,087
baseline
▲ 0.50% · 4.625%
HK$165,367
+HK$8,280/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$314,174/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,758
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,759
−HK$5,080/mo
Today · 4.125%
HK$170,839
baseline
▲ 0.50% · 4.625%
HK$181,234
+HK$10,395/mo
Deposit HK$23.50M · loan HK$35.25M · min. income ≈ HK$341,678/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,842
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$183,639
−HK$4,865/mo
Today · 4.125%
HK$188,504
baseline
▲ 0.50% · 4.625%
HK$198,441
+HK$9,937/mo
Deposit HK$23.50M · loan HK$35.25M · min. income ≈ HK$377,008/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,551
−HK$11,762/mo
▼ 0.25% · 3.875%
HK$193,385
−HK$5,928/mo
Today · 4.125%
HK$199,313
baseline
▲ 0.50% · 4.625%
HK$211,440
+HK$12,127/mo
Deposit HK$17.63M · loan HK$41.13M · min. income ≈ HK$398,626/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,649
−HK$11,273/mo
▼ 0.25% · 3.875%
HK$214,245
−HK$5,677/mo
Today · 4.125%
HK$219,922
baseline
▲ 0.50% · 4.625%
HK$231,514
+HK$11,592/mo
Deposit HK$17.63M · loan HK$41.13M · min. income ≈ HK$439,844/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,138
−HK$15,121/mo
▼ 0.25% · 3.875%
HK$248,638
−HK$7,621/mo
Today · 4.125%
HK$256,259
baseline
▲ 0.50% · 4.625%
HK$271,852
+HK$15,593/mo
Deposit HK$5.88M · loan HK$52.88M · min. income ≈ HK$512,518/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,263
−HK$14,494/mo
▼ 0.25% · 3.875%
HK$275,458
−HK$7,299/mo
Today · 4.125%
HK$282,757
baseline
▲ 0.50% · 4.625%
HK$297,661
+HK$14,904/mo
Deposit HK$5.88M · loan HK$52.88M · min. income ≈ HK$565,514/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,496,880 · Scale 2, in force from 26 Feb 2026)