LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,974
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$138,142
−HK$4,234/mo
Today · 4.125%
HK$142,376
baseline
▲ 0.50% · 4.625%
HK$151,039
+HK$8,663/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$284,752/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,045
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$153,043
−HK$4,055/mo
Today · 4.125%
HK$157,098
baseline
▲ 0.50% · 4.625%
HK$165,379
+HK$8,281/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$314,196/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,769
−HK$10,082/mo
▼ 0.25% · 3.875%
HK$165,770
−HK$5,081/mo
Today · 4.125%
HK$170,851
baseline
▲ 0.50% · 4.625%
HK$181,247
+HK$10,396/mo
Deposit HK$23.50M · loan HK$35.25M · min. income ≈ HK$341,702/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,854
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$183,651
−HK$4,866/mo
Today · 4.125%
HK$188,517
baseline
▲ 0.50% · 4.625%
HK$198,454
+HK$9,937/mo
Deposit HK$23.50M · loan HK$35.25M · min. income ≈ HK$377,034/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,564
−HK$11,762/mo
▼ 0.25% · 3.875%
HK$193,399
−HK$5,927/mo
Today · 4.125%
HK$199,326
baseline
▲ 0.50% · 4.625%
HK$211,455
+HK$12,129/mo
Deposit HK$17.63M · loan HK$41.13M · min. income ≈ HK$398,652/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,663
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$214,260
−HK$5,677/mo
Today · 4.125%
HK$219,937
baseline
▲ 0.50% · 4.625%
HK$231,530
+HK$11,593/mo
Deposit HK$17.63M · loan HK$41.13M · min. income ≈ HK$439,874/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,154
−HK$15,123/mo
▼ 0.25% · 3.875%
HK$248,655
−HK$7,622/mo
Today · 4.125%
HK$256,277
baseline
▲ 0.50% · 4.625%
HK$271,870
+HK$15,593/mo
Deposit HK$5.88M · loan HK$52.88M · min. income ≈ HK$512,554/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,282
−HK$14,494/mo
▼ 0.25% · 3.875%
HK$275,477
−HK$7,299/mo
Today · 4.125%
HK$282,776
baseline
▲ 0.50% · 4.625%
HK$297,681
+HK$14,905/mo
Deposit HK$5.88M · loan HK$52.88M · min. income ≈ HK$565,552/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,497,051 · Scale 2, in force from 26 Feb 2026)