LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,996
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$138,164
−HK$4,235/mo
Today · 4.125%
HK$142,399
baseline
▲ 0.50% · 4.625%
HK$151,064
+HK$8,665/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$284,798/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,069
−HK$8,054/mo
▼ 0.25% · 3.875%
HK$153,067
−HK$4,056/mo
Today · 4.125%
HK$157,123
baseline
▲ 0.50% · 4.625%
HK$165,405
+HK$8,282/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$314,246/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,795
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$165,797
−HK$5,082/mo
Today · 4.125%
HK$170,879
baseline
▲ 0.50% · 4.625%
HK$181,276
+HK$10,397/mo
Deposit HK$23.51M · loan HK$35.26M · min. income ≈ HK$341,758/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,883
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$183,681
−HK$4,867/mo
Today · 4.125%
HK$188,548
baseline
▲ 0.50% · 4.625%
HK$198,486
+HK$9,938/mo
Deposit HK$23.51M · loan HK$35.26M · min. income ≈ HK$377,096/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,595
−HK$11,763/mo
▼ 0.25% · 3.875%
HK$193,430
−HK$5,928/mo
Today · 4.125%
HK$199,358
baseline
▲ 0.50% · 4.625%
HK$211,489
+HK$12,131/mo
Deposit HK$17.63M · loan HK$41.13M · min. income ≈ HK$398,716/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,697
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$214,294
−HK$5,678/mo
Today · 4.125%
HK$219,972
baseline
▲ 0.50% · 4.625%
HK$231,567
+HK$11,595/mo
Deposit HK$17.63M · loan HK$41.13M · min. income ≈ HK$439,944/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,193
−HK$15,125/mo
▼ 0.25% · 3.875%
HK$248,696
−HK$7,622/mo
Today · 4.125%
HK$256,318
baseline
▲ 0.50% · 4.625%
HK$271,914
+HK$15,596/mo
Deposit HK$5.88M · loan HK$52.89M · min. income ≈ HK$512,636/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,325
−HK$14,497/mo
▼ 0.25% · 3.875%
HK$275,521
−HK$7,301/mo
Today · 4.125%
HK$282,822
baseline
▲ 0.50% · 4.625%
HK$297,730
+HK$14,908/mo
Deposit HK$5.88M · loan HK$52.89M · min. income ≈ HK$565,644/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,497,455 · Scale 2, in force from 26 Feb 2026)