LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,007
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$138,175
−HK$4,235/mo
Today · 4.125%
HK$142,410
baseline
▲ 0.50% · 4.625%
HK$151,076
+HK$8,666/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$284,820/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,081
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$153,080
−HK$4,056/mo
Today · 4.125%
HK$157,136
baseline
▲ 0.50% · 4.625%
HK$165,419
+HK$8,283/mo
Deposit HK$29.38M · loan HK$29.38M · min. income ≈ HK$314,272/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,808
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$165,810
−HK$5,082/mo
Today · 4.125%
HK$170,892
baseline
▲ 0.50% · 4.625%
HK$181,291
+HK$10,399/mo
Deposit HK$23.51M · loan HK$35.26M · min. income ≈ HK$341,784/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,898
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$183,695
−HK$4,868/mo
Today · 4.125%
HK$188,563
baseline
▲ 0.50% · 4.625%
HK$198,502
+HK$9,939/mo
Deposit HK$23.51M · loan HK$35.26M · min. income ≈ HK$377,126/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,610
−HK$11,764/mo
▼ 0.25% · 3.875%
HK$193,445
−HK$5,929/mo
Today · 4.125%
HK$199,374
baseline
▲ 0.50% · 4.625%
HK$211,506
+HK$12,132/mo
Deposit HK$17.63M · loan HK$41.14M · min. income ≈ HK$398,748/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,714
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$214,311
−HK$5,679/mo
Today · 4.125%
HK$219,990
baseline
▲ 0.50% · 4.625%
HK$231,586
+HK$11,596/mo
Deposit HK$17.63M · loan HK$41.14M · min. income ≈ HK$439,980/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,212
−HK$15,126/mo
▼ 0.25% · 3.875%
HK$248,715
−HK$7,623/mo
Today · 4.125%
HK$256,338
baseline
▲ 0.50% · 4.625%
HK$271,936
+HK$15,598/mo
Deposit HK$5.88M · loan HK$52.89M · min. income ≈ HK$512,676/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,346
−HK$14,498/mo
▼ 0.25% · 3.875%
HK$275,543
−HK$7,301/mo
Today · 4.125%
HK$282,844
baseline
▲ 0.50% · 4.625%
HK$297,753
+HK$14,909/mo
Deposit HK$5.88M · loan HK$52.89M · min. income ≈ HK$565,688/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$2,497,654 · Scale 2, in force from 26 Feb 2026)