LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,402
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,819
−HK$423/mo
Today · 4.125%
HK$14,242
baseline
▲ 0.50% · 4.625%
HK$15,109
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,484/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,910
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,309
−HK$406/mo
Today · 4.125%
HK$15,715
baseline
▲ 0.50% · 4.625%
HK$16,543
+HK$828/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,430/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,082
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,583
−HK$508/mo
Today · 4.125%
HK$17,091
baseline
▲ 0.50% · 4.625%
HK$18,131
+HK$1,040/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,182/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,892
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,371
−HK$487/mo
Today · 4.125%
HK$18,858
baseline
▲ 0.50% · 4.625%
HK$19,852
+HK$994/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,716/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,763
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,346
−HK$593/mo
Today · 4.125%
HK$19,939
baseline
▲ 0.50% · 4.625%
HK$21,153
+HK$1,214/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,878/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,873
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$568/mo
Today · 4.125%
HK$22,001
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,160/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$44,002/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$762/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,560/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$730/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,491/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,242 · Scale 2, in force from 26 Feb 2026)