LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,026
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$138,195
−HK$4,235/mo
Today · 4.125%
HK$142,430
baseline
▲ 0.50% · 4.625%
HK$151,097
+HK$8,667/mo
Deposit HK$29.39M · loan HK$29.39M · min. income ≈ HK$284,860/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,102
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$153,101
−HK$4,057/mo
Today · 4.125%
HK$157,158
baseline
▲ 0.50% · 4.625%
HK$165,442
+HK$8,284/mo
Deposit HK$29.39M · loan HK$29.39M · min. income ≈ HK$314,316/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,831
−HK$10,086/mo
▼ 0.25% · 3.875%
HK$165,834
−HK$5,083/mo
Today · 4.125%
HK$170,917
baseline
▲ 0.50% · 4.625%
HK$181,316
+HK$10,399/mo
Deposit HK$23.51M · loan HK$35.27M · min. income ≈ HK$341,834/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,923
−HK$9,667/mo
▼ 0.25% · 3.875%
HK$183,722
−HK$4,868/mo
Today · 4.125%
HK$188,590
baseline
▲ 0.50% · 4.625%
HK$198,530
+HK$9,940/mo
Deposit HK$23.51M · loan HK$35.27M · min. income ≈ HK$377,180/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,636
−HK$11,767/mo
▼ 0.25% · 3.875%
HK$193,473
−HK$5,930/mo
Today · 4.125%
HK$199,403
baseline
▲ 0.50% · 4.625%
HK$211,536
+HK$12,133/mo
Deposit HK$17.63M · loan HK$41.14M · min. income ≈ HK$398,806/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,743
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$214,342
−HK$5,679/mo
Today · 4.125%
HK$220,021
baseline
▲ 0.50% · 4.625%
HK$231,619
+HK$11,598/mo
Deposit HK$17.63M · loan HK$41.14M · min. income ≈ HK$440,042/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,247
−HK$15,128/mo
▼ 0.25% · 3.875%
HK$248,751
−HK$7,624/mo
Today · 4.125%
HK$256,375
baseline
▲ 0.50% · 4.625%
HK$271,975
+HK$15,600/mo
Deposit HK$5.88M · loan HK$52.90M · min. income ≈ HK$512,750/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,384
−HK$14,500/mo
▼ 0.25% · 3.875%
HK$275,582
−HK$7,302/mo
Today · 4.125%
HK$282,884
baseline
▲ 0.50% · 4.625%
HK$297,796
+HK$14,912/mo
Deposit HK$5.88M · loan HK$52.90M · min. income ≈ HK$565,768/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,009 · Scale 2, in force from 26 Feb 2026)