LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,027
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$138,196
−HK$4,236/mo
Today · 4.125%
HK$142,432
baseline
▲ 0.50% · 4.625%
HK$151,099
+HK$8,667/mo
Deposit HK$29.39M · loan HK$29.39M · min. income ≈ HK$284,864/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,104
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$153,103
−HK$4,057/mo
Today · 4.125%
HK$157,160
baseline
▲ 0.50% · 4.625%
HK$165,444
+HK$8,284/mo
Deposit HK$29.39M · loan HK$29.39M · min. income ≈ HK$314,320/mo (50% DSR)
Upfront cash ≈ HK$31.89M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,833
−HK$10,085/mo
▼ 0.25% · 3.875%
HK$165,835
−HK$5,083/mo
Today · 4.125%
HK$170,918
baseline
▲ 0.50% · 4.625%
HK$181,318
+HK$10,400/mo
Deposit HK$23.51M · loan HK$35.27M · min. income ≈ HK$341,836/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,925
−HK$9,666/mo
▼ 0.25% · 3.875%
HK$183,723
−HK$4,868/mo
Today · 4.125%
HK$188,591
baseline
▲ 0.50% · 4.625%
HK$198,532
+HK$9,941/mo
Deposit HK$23.51M · loan HK$35.27M · min. income ≈ HK$377,182/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,638
−HK$11,767/mo
▼ 0.25% · 3.875%
HK$193,475
−HK$5,930/mo
Today · 4.125%
HK$199,405
baseline
▲ 0.50% · 4.625%
HK$211,538
+HK$12,133/mo
Deposit HK$17.63M · loan HK$41.14M · min. income ≈ HK$398,810/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,746
−HK$11,277/mo
▼ 0.25% · 3.875%
HK$214,344
−HK$5,679/mo
Today · 4.125%
HK$220,023
baseline
▲ 0.50% · 4.625%
HK$231,621
+HK$11,598/mo
Deposit HK$17.63M · loan HK$41.14M · min. income ≈ HK$440,046/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,249
−HK$15,128/mo
▼ 0.25% · 3.875%
HK$248,753
−HK$7,624/mo
Today · 4.125%
HK$256,377
baseline
▲ 0.50% · 4.625%
HK$271,977
+HK$15,600/mo
Deposit HK$5.88M · loan HK$52.90M · min. income ≈ HK$512,754/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,387
−HK$14,500/mo
▼ 0.25% · 3.875%
HK$275,585
−HK$7,302/mo
Today · 4.125%
HK$282,887
baseline
▲ 0.50% · 4.625%
HK$297,799
+HK$14,912/mo
Deposit HK$5.88M · loan HK$52.90M · min. income ≈ HK$565,774/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,034 · Scale 2, in force from 26 Feb 2026)