LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,405
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,822
−HK$423/mo
Today · 4.125%
HK$14,245
baseline
▲ 0.50% · 4.625%
HK$15,112
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,490/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,913
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,313
−HK$405/mo
Today · 4.125%
HK$15,718
baseline
▲ 0.50% · 4.625%
HK$16,547
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,436/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,086
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,586
−HK$509/mo
Today · 4.125%
HK$17,095
baseline
▲ 0.50% · 4.625%
HK$18,135
+HK$1,040/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,190/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,895
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,375
−HK$487/mo
Today · 4.125%
HK$18,862
baseline
▲ 0.50% · 4.625%
HK$19,856
+HK$994/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,724/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,767
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,351
−HK$593/mo
Today · 4.125%
HK$19,944
baseline
▲ 0.50% · 4.625%
HK$21,157
+HK$1,213/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$39,888/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,878
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,438
−HK$568/mo
Today · 4.125%
HK$22,006
baseline
▲ 0.50% · 4.625%
HK$23,166
+HK$1,160/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$44,012/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,129
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,879
−HK$763/mo
Today · 4.125%
HK$25,642
baseline
▲ 0.50% · 4.625%
HK$27,202
+HK$1,560/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,284/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,843
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,563
−HK$730/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$29,785
+HK$1,492/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,271 · Scale 2, in force from 26 Feb 2026)