Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$58.79M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$187,687
−HK$11,769/mo
▼ 0.25% · 3.875%
HK$193,525
−HK$5,931/mo
Today · 4.125%
HK$199,456
baseline
▲ 0.50% · 4.625%
HK$211,593
+HK$12,137/mo
Deposit HK$17.64M · loan HK$41.15M · min. income ≈ HK$398,912/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,498,683 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com