LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,407
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,824
−HK$423/mo
Today · 4.125%
HK$14,247
baseline
▲ 0.50% · 4.625%
HK$15,114
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,494/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,915
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,315
−HK$405/mo
Today · 4.125%
HK$15,720
baseline
▲ 0.50% · 4.625%
HK$16,549
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,440/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,088
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,588
−HK$509/mo
Today · 4.125%
HK$17,097
baseline
▲ 0.50% · 4.625%
HK$18,137
+HK$1,040/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,194/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,898
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,378
−HK$486/mo
Today · 4.125%
HK$18,864
baseline
▲ 0.50% · 4.625%
HK$19,859
+HK$995/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,728/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,769
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,353
−HK$593/mo
Today · 4.125%
HK$19,946
baseline
▲ 0.50% · 4.625%
HK$21,160
+HK$1,214/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$39,892/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,880
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,440
−HK$569/mo
Today · 4.125%
HK$22,009
baseline
▲ 0.50% · 4.625%
HK$23,169
+HK$1,160/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$44,018/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,132
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$763/mo
Today · 4.125%
HK$25,645
baseline
▲ 0.50% · 4.625%
HK$27,205
+HK$1,560/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,290/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,566
−HK$731/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$29,788
+HK$1,491/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,287 · Scale 2, in force from 26 Feb 2026)