LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,070
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$138,240
−HK$4,237/mo
Today · 4.125%
HK$142,477
baseline
▲ 0.50% · 4.625%
HK$151,147
+HK$8,670/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$284,954/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,152
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$153,152
−HK$4,058/mo
Today · 4.125%
HK$157,210
baseline
▲ 0.50% · 4.625%
HK$165,497
+HK$8,287/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$314,420/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,884
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$165,889
−HK$5,084/mo
Today · 4.125%
HK$170,973
baseline
▲ 0.50% · 4.625%
HK$181,376
+HK$10,403/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$341,946/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,982
−HK$9,670/mo
▼ 0.25% · 3.875%
HK$183,782
−HK$4,870/mo
Today · 4.125%
HK$188,652
baseline
▲ 0.50% · 4.625%
HK$198,596
+HK$9,944/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$377,304/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,698
−HK$11,770/mo
▼ 0.25% · 3.875%
HK$193,537
−HK$5,931/mo
Today · 4.125%
HK$199,468
baseline
▲ 0.50% · 4.625%
HK$211,606
+HK$12,138/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$398,936/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,812
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$214,413
−HK$5,681/mo
Today · 4.125%
HK$220,094
baseline
▲ 0.50% · 4.625%
HK$231,695
+HK$11,601/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$440,188/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,326
−HK$15,133/mo
▼ 0.25% · 3.875%
HK$248,833
−HK$7,626/mo
Today · 4.125%
HK$256,459
baseline
▲ 0.50% · 4.625%
HK$272,064
+HK$15,605/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$512,918/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,473
−HK$14,505/mo
▼ 0.25% · 3.875%
HK$275,673
−HK$7,305/mo
Today · 4.125%
HK$282,978
baseline
▲ 0.50% · 4.625%
HK$297,894
+HK$14,916/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$565,956/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,833 · Scale 2, in force from 26 Feb 2026)