LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,072
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$138,243
−HK$4,237/mo
Today · 4.125%
HK$142,480
baseline
▲ 0.50% · 4.625%
HK$151,150
+HK$8,670/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$284,960/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,154
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$153,154
−HK$4,059/mo
Today · 4.125%
HK$157,213
baseline
▲ 0.50% · 4.625%
HK$165,499
+HK$8,286/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$314,426/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,887
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$165,891
−HK$5,085/mo
Today · 4.125%
HK$170,976
baseline
▲ 0.50% · 4.625%
HK$181,379
+HK$10,403/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$341,952/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,985
−HK$9,670/mo
▼ 0.25% · 3.875%
HK$183,785
−HK$4,870/mo
Today · 4.125%
HK$188,655
baseline
▲ 0.50% · 4.625%
HK$198,599
+HK$9,944/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$377,310/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,701
−HK$11,771/mo
▼ 0.25% · 3.875%
HK$193,540
−HK$5,932/mo
Today · 4.125%
HK$199,472
baseline
▲ 0.50% · 4.625%
HK$211,609
+HK$12,137/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$398,944/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,816
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$214,416
−HK$5,682/mo
Today · 4.125%
HK$220,098
baseline
▲ 0.50% · 4.625%
HK$231,699
+HK$11,601/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$440,196/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,330
−HK$15,134/mo
▼ 0.25% · 3.875%
HK$248,837
−HK$7,627/mo
Today · 4.125%
HK$256,464
baseline
▲ 0.50% · 4.625%
HK$272,069
+HK$15,605/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$512,928/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,478
−HK$14,505/mo
▼ 0.25% · 3.875%
HK$275,678
−HK$7,305/mo
Today · 4.125%
HK$282,983
baseline
▲ 0.50% · 4.625%
HK$297,899
+HK$14,916/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$565,966/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,498,877 · Scale 2, in force from 26 Feb 2026)