LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,408
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,825
−HK$423/mo
Today · 4.125%
HK$14,248
baseline
▲ 0.50% · 4.625%
HK$15,115
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,496/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,916
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,316
−HK$406/mo
Today · 4.125%
HK$15,722
baseline
▲ 0.50% · 4.625%
HK$16,550
+HK$828/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,444/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,089
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,590
−HK$508/mo
Today · 4.125%
HK$17,098
baseline
▲ 0.50% · 4.625%
HK$18,138
+HK$1,040/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,196/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,899
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,379
−HK$487/mo
Today · 4.125%
HK$18,866
baseline
▲ 0.50% · 4.625%
HK$19,860
+HK$994/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,732/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,771
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,355
−HK$593/mo
Today · 4.125%
HK$19,948
baseline
▲ 0.50% · 4.625%
HK$21,162
+HK$1,214/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$39,896/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,882
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,442
−HK$568/mo
Today · 4.125%
HK$22,010
baseline
▲ 0.50% · 4.625%
HK$23,171
+HK$1,161/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$44,020/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,134
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,884
−HK$763/mo
Today · 4.125%
HK$25,647
baseline
▲ 0.50% · 4.625%
HK$27,208
+HK$1,561/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,294/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,849
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,569
−HK$730/mo
Today · 4.125%
HK$28,299
baseline
▲ 0.50% · 4.625%
HK$29,791
+HK$1,492/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,598/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,298 · Scale 2, in force from 26 Feb 2026)