LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,079
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$138,250
−HK$4,237/mo
Today · 4.125%
HK$142,487
baseline
▲ 0.50% · 4.625%
HK$151,157
+HK$8,670/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$284,974/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,162
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$153,162
−HK$4,059/mo
Today · 4.125%
HK$157,221
baseline
▲ 0.50% · 4.625%
HK$165,508
+HK$8,287/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$314,442/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,895
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$165,900
−HK$5,085/mo
Today · 4.125%
HK$170,985
baseline
▲ 0.50% · 4.625%
HK$181,389
+HK$10,404/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$341,970/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,994
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$183,795
−HK$4,870/mo
Today · 4.125%
HK$188,665
baseline
▲ 0.50% · 4.625%
HK$198,609
+HK$9,944/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$377,330/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,711
−HK$11,771/mo
▼ 0.25% · 3.875%
HK$193,550
−HK$5,932/mo
Today · 4.125%
HK$199,482
baseline
▲ 0.50% · 4.625%
HK$211,620
+HK$12,138/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$398,964/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,826
−HK$11,283/mo
▼ 0.25% · 3.875%
HK$214,427
−HK$5,682/mo
Today · 4.125%
HK$220,109
baseline
▲ 0.50% · 4.625%
HK$231,711
+HK$11,602/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$440,218/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,343
−HK$15,134/mo
▼ 0.25% · 3.875%
HK$248,850
−HK$7,627/mo
Today · 4.125%
HK$256,477
baseline
▲ 0.50% · 4.625%
HK$272,083
+HK$15,606/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$512,954/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,491
−HK$14,506/mo
▼ 0.25% · 3.875%
HK$275,692
−HK$7,305/mo
Today · 4.125%
HK$282,997
baseline
▲ 0.50% · 4.625%
HK$297,914
+HK$14,917/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$565,994/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,003 · Scale 2, in force from 26 Feb 2026)