LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,081
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$138,251
−HK$4,238/mo
Today · 4.125%
HK$142,489
baseline
▲ 0.50% · 4.625%
HK$151,159
+HK$8,670/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$284,978/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,163
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$153,164
−HK$4,058/mo
Today · 4.125%
HK$157,222
baseline
▲ 0.50% · 4.625%
HK$165,510
+HK$8,288/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$314,444/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,897
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$165,902
−HK$5,084/mo
Today · 4.125%
HK$170,986
baseline
▲ 0.50% · 4.625%
HK$181,391
+HK$10,405/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$341,972/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,996
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$183,797
−HK$4,870/mo
Today · 4.125%
HK$188,667
baseline
▲ 0.50% · 4.625%
HK$198,612
+HK$9,945/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$377,334/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,713
−HK$11,771/mo
▼ 0.25% · 3.875%
HK$193,552
−HK$5,932/mo
Today · 4.125%
HK$199,484
baseline
▲ 0.50% · 4.625%
HK$211,622
+HK$12,138/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$398,968/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,829
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$214,429
−HK$5,682/mo
Today · 4.125%
HK$220,111
baseline
▲ 0.50% · 4.625%
HK$231,713
+HK$11,602/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$440,222/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,345
−HK$15,135/mo
▼ 0.25% · 3.875%
HK$248,852
−HK$7,628/mo
Today · 4.125%
HK$256,480
baseline
▲ 0.50% · 4.625%
HK$272,086
+HK$15,606/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$512,960/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,494
−HK$14,506/mo
▼ 0.25% · 3.875%
HK$275,695
−HK$7,305/mo
Today · 4.125%
HK$283,000
baseline
▲ 0.50% · 4.625%
HK$297,917
+HK$14,917/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$566,000/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,030 · Scale 2, in force from 26 Feb 2026)