LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,084
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$138,255
−HK$4,238/mo
Today · 4.125%
HK$142,493
baseline
▲ 0.50% · 4.625%
HK$151,163
+HK$8,670/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$284,986/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,168
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$153,168
−HK$4,059/mo
Today · 4.125%
HK$157,227
baseline
▲ 0.50% · 4.625%
HK$165,514
+HK$8,287/mo
Deposit HK$29.40M · loan HK$29.40M · min. income ≈ HK$314,454/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,901
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$165,906
−HK$5,085/mo
Today · 4.125%
HK$170,991
baseline
▲ 0.50% · 4.625%
HK$181,396
+HK$10,405/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$341,982/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,001
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$183,802
−HK$4,870/mo
Today · 4.125%
HK$188,672
baseline
▲ 0.50% · 4.625%
HK$198,617
+HK$9,945/mo
Deposit HK$23.52M · loan HK$35.28M · min. income ≈ HK$377,344/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,718
−HK$11,772/mo
▼ 0.25% · 3.875%
HK$193,557
−HK$5,933/mo
Today · 4.125%
HK$199,490
baseline
▲ 0.50% · 4.625%
HK$211,628
+HK$12,138/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$398,980/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,835
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$214,435
−HK$5,682/mo
Today · 4.125%
HK$220,117
baseline
▲ 0.50% · 4.625%
HK$231,720
+HK$11,603/mo
Deposit HK$17.64M · loan HK$41.16M · min. income ≈ HK$440,234/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,352
−HK$15,135/mo
▼ 0.25% · 3.875%
HK$248,859
−HK$7,628/mo
Today · 4.125%
HK$256,487
baseline
▲ 0.50% · 4.625%
HK$272,093
+HK$15,606/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$512,974/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,502
−HK$14,506/mo
▼ 0.25% · 3.875%
HK$275,703
−HK$7,305/mo
Today · 4.125%
HK$283,008
baseline
▲ 0.50% · 4.625%
HK$297,926
+HK$14,918/mo
Deposit HK$5.88M · loan HK$52.92M · min. income ≈ HK$566,016/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,100 · Scale 2, in force from 26 Feb 2026)