LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,409
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,826
−HK$424/mo
Today · 4.125%
HK$14,250
baseline
▲ 0.50% · 4.625%
HK$15,117
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,500/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,917
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,317
−HK$406/mo
Today · 4.125%
HK$15,723
baseline
▲ 0.50% · 4.625%
HK$16,552
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,446/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,091
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,591
−HK$509/mo
Today · 4.125%
HK$17,100
baseline
▲ 0.50% · 4.625%
HK$18,140
+HK$1,040/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,200/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,901
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,381
−HK$487/mo
Today · 4.125%
HK$18,868
baseline
▲ 0.50% · 4.625%
HK$19,863
+HK$995/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,736/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,773
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,357
−HK$593/mo
Today · 4.125%
HK$19,950
baseline
▲ 0.50% · 4.625%
HK$21,164
+HK$1,214/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$39,900/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,884
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,444
−HK$569/mo
Today · 4.125%
HK$22,013
baseline
▲ 0.50% · 4.625%
HK$23,173
+HK$1,160/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$44,026/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,136
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,887
−HK$763/mo
Today · 4.125%
HK$25,650
baseline
▲ 0.50% · 4.625%
HK$27,210
+HK$1,560/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,300/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,851
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,571
−HK$731/mo
Today · 4.125%
HK$28,302
baseline
▲ 0.50% · 4.625%
HK$29,794
+HK$1,492/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,604/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,311 · Scale 2, in force from 26 Feb 2026)