LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,108
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$138,280
−HK$4,238/mo
Today · 4.125%
HK$142,518
baseline
▲ 0.50% · 4.625%
HK$151,190
+HK$8,672/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$285,036/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,194
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$153,195
−HK$4,059/mo
Today · 4.125%
HK$157,254
baseline
▲ 0.50% · 4.625%
HK$165,544
+HK$8,290/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$314,508/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,930
−HK$10,091/mo
▼ 0.25% · 3.875%
HK$165,936
−HK$5,085/mo
Today · 4.125%
HK$171,021
baseline
▲ 0.50% · 4.625%
HK$181,428
+HK$10,407/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$342,042/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,033
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$183,834
−HK$4,871/mo
Today · 4.125%
HK$188,705
baseline
▲ 0.50% · 4.625%
HK$198,652
+HK$9,947/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$377,410/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,751
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$193,591
−HK$5,934/mo
Today · 4.125%
HK$199,525
baseline
▲ 0.50% · 4.625%
HK$211,666
+HK$12,141/mo
Deposit HK$17.64M · loan HK$41.17M · min. income ≈ HK$399,050/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,872
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$214,473
−HK$5,683/mo
Today · 4.125%
HK$220,156
baseline
▲ 0.50% · 4.625%
HK$231,761
+HK$11,605/mo
Deposit HK$17.64M · loan HK$41.17M · min. income ≈ HK$440,312/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,395
−HK$15,137/mo
▼ 0.25% · 3.875%
HK$248,903
−HK$7,629/mo
Today · 4.125%
HK$256,532
baseline
▲ 0.50% · 4.625%
HK$272,142
+HK$15,610/mo
Deposit HK$5.88M · loan HK$52.93M · min. income ≈ HK$513,064/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,549
−HK$14,509/mo
▼ 0.25% · 3.875%
HK$275,751
−HK$7,307/mo
Today · 4.125%
HK$283,058
baseline
▲ 0.50% · 4.625%
HK$297,978
+HK$14,920/mo
Deposit HK$5.88M · loan HK$52.93M · min. income ≈ HK$566,116/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,542 · Scale 2, in force from 26 Feb 2026)