LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,109
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$138,281
−HK$4,238/mo
Today · 4.125%
HK$142,519
baseline
▲ 0.50% · 4.625%
HK$151,191
+HK$8,672/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$285,038/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,195
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$153,196
−HK$4,059/mo
Today · 4.125%
HK$157,255
baseline
▲ 0.50% · 4.625%
HK$165,545
+HK$8,290/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$314,510/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,931
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,937
−HK$5,086/mo
Today · 4.125%
HK$171,023
baseline
▲ 0.50% · 4.625%
HK$181,429
+HK$10,406/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$342,046/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,034
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$183,835
−HK$4,871/mo
Today · 4.125%
HK$188,706
baseline
▲ 0.50% · 4.625%
HK$198,653
+HK$9,947/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$377,412/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,753
−HK$11,773/mo
▼ 0.25% · 3.875%
HK$193,593
−HK$5,933/mo
Today · 4.125%
HK$199,526
baseline
▲ 0.50% · 4.625%
HK$211,667
+HK$12,141/mo
Deposit HK$17.64M · loan HK$41.17M · min. income ≈ HK$399,052/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,873
−HK$11,285/mo
▼ 0.25% · 3.875%
HK$214,475
−HK$5,683/mo
Today · 4.125%
HK$220,158
baseline
▲ 0.50% · 4.625%
HK$231,762
+HK$11,604/mo
Deposit HK$17.64M · loan HK$41.17M · min. income ≈ HK$440,316/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,396
−HK$15,138/mo
▼ 0.25% · 3.875%
HK$248,905
−HK$7,629/mo
Today · 4.125%
HK$256,534
baseline
▲ 0.50% · 4.625%
HK$272,143
+HK$15,609/mo
Deposit HK$5.88M · loan HK$52.93M · min. income ≈ HK$513,068/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,551
−HK$14,509/mo
▼ 0.25% · 3.875%
HK$275,753
−HK$7,307/mo
Today · 4.125%
HK$283,060
baseline
▲ 0.50% · 4.625%
HK$297,980
+HK$14,920/mo
Deposit HK$5.88M · loan HK$52.93M · min. income ≈ HK$566,120/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,557 · Scale 2, in force from 26 Feb 2026)