LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,110
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$138,282
−HK$4,238/mo
Today · 4.125%
HK$142,520
baseline
▲ 0.50% · 4.625%
HK$151,192
+HK$8,672/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$285,040/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,196
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,198
−HK$4,059/mo
Today · 4.125%
HK$157,257
baseline
▲ 0.50% · 4.625%
HK$165,546
+HK$8,289/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$314,514/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,932
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,938
−HK$5,086/mo
Today · 4.125%
HK$171,024
baseline
▲ 0.50% · 4.625%
HK$181,431
+HK$10,407/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$342,048/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,036
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$183,837
−HK$4,871/mo
Today · 4.125%
HK$188,708
baseline
▲ 0.50% · 4.625%
HK$198,655
+HK$9,947/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$377,416/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,754
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$193,595
−HK$5,933/mo
Today · 4.125%
HK$199,528
baseline
▲ 0.50% · 4.625%
HK$211,669
+HK$12,141/mo
Deposit HK$17.64M · loan HK$41.17M · min. income ≈ HK$399,056/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,875
−HK$11,285/mo
▼ 0.25% · 3.875%
HK$214,477
−HK$5,683/mo
Today · 4.125%
HK$220,160
baseline
▲ 0.50% · 4.625%
HK$231,765
+HK$11,605/mo
Deposit HK$17.64M · loan HK$41.17M · min. income ≈ HK$440,320/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,399
−HK$15,137/mo
▼ 0.25% · 3.875%
HK$248,907
−HK$7,629/mo
Today · 4.125%
HK$256,536
baseline
▲ 0.50% · 4.625%
HK$272,146
+HK$15,610/mo
Deposit HK$5.88M · loan HK$52.93M · min. income ≈ HK$513,072/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,553
−HK$14,510/mo
▼ 0.25% · 3.875%
HK$275,756
−HK$7,307/mo
Today · 4.125%
HK$283,063
baseline
▲ 0.50% · 4.625%
HK$297,983
+HK$14,920/mo
Deposit HK$5.88M · loan HK$52.93M · min. income ≈ HK$566,126/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,582 · Scale 2, in force from 26 Feb 2026)