LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,412
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,829
−HK$424/mo
Today · 4.125%
HK$14,253
baseline
▲ 0.50% · 4.625%
HK$15,120
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,506/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,920
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,321
−HK$405/mo
Today · 4.125%
HK$15,726
baseline
▲ 0.50% · 4.625%
HK$16,555
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,452/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,094
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,595
−HK$508/mo
Today · 4.125%
HK$17,103
baseline
▲ 0.50% · 4.625%
HK$18,144
+HK$1,041/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,206/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,904
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,385
−HK$487/mo
Today · 4.125%
HK$18,872
baseline
▲ 0.50% · 4.625%
HK$19,867
+HK$995/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,744/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,776
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,360
−HK$594/mo
Today · 4.125%
HK$19,954
baseline
▲ 0.50% · 4.625%
HK$21,168
+HK$1,214/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$39,908/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,889
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,449
−HK$568/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,178
+HK$1,161/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,141
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,892
−HK$763/mo
Today · 4.125%
HK$25,655
baseline
▲ 0.50% · 4.625%
HK$27,216
+HK$1,561/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,310/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,857
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,577
−HK$731/mo
Today · 4.125%
HK$28,308
baseline
▲ 0.50% · 4.625%
HK$29,800
+HK$1,492/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,616/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,338 · Scale 2, in force from 26 Feb 2026)