LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,118
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,290
−HK$4,239/mo
Today · 4.125%
HK$142,529
baseline
▲ 0.50% · 4.625%
HK$151,201
+HK$8,672/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$285,058/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,205
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,207
−HK$4,059/mo
Today · 4.125%
HK$157,266
baseline
▲ 0.50% · 4.625%
HK$165,556
+HK$8,290/mo
Deposit HK$29.41M · loan HK$29.41M · min. income ≈ HK$314,532/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,942
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,948
−HK$5,086/mo
Today · 4.125%
HK$171,034
baseline
▲ 0.50% · 4.625%
HK$181,441
+HK$10,407/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$342,068/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,046
−HK$9,673/mo
▼ 0.25% · 3.875%
HK$183,848
−HK$4,871/mo
Today · 4.125%
HK$188,719
baseline
▲ 0.50% · 4.625%
HK$198,667
+HK$9,948/mo
Deposit HK$23.53M · loan HK$35.29M · min. income ≈ HK$377,438/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,765
−HK$11,775/mo
▼ 0.25% · 3.875%
HK$193,606
−HK$5,934/mo
Today · 4.125%
HK$199,540
baseline
▲ 0.50% · 4.625%
HK$211,681
+HK$12,141/mo
Deposit HK$17.65M · loan HK$41.17M · min. income ≈ HK$399,080/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,887
−HK$11,286/mo
▼ 0.25% · 3.875%
HK$214,489
−HK$5,684/mo
Today · 4.125%
HK$220,173
baseline
▲ 0.50% · 4.625%
HK$231,778
+HK$11,605/mo
Deposit HK$17.65M · loan HK$41.17M · min. income ≈ HK$440,346/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,413
−HK$15,138/mo
▼ 0.25% · 3.875%
HK$248,922
−HK$7,629/mo
Today · 4.125%
HK$256,551
baseline
▲ 0.50% · 4.625%
HK$272,162
+HK$15,611/mo
Deposit HK$5.88M · loan HK$52.94M · min. income ≈ HK$513,102/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,569
−HK$14,510/mo
▼ 0.25% · 3.875%
HK$275,772
−HK$7,307/mo
Today · 4.125%
HK$283,079
baseline
▲ 0.50% · 4.625%
HK$298,001
+HK$14,922/mo
Deposit HK$5.88M · loan HK$52.94M · min. income ≈ HK$566,158/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,499,729 · Scale 2, in force from 26 Feb 2026)