LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,413
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,830
−HK$424/mo
Today · 4.125%
HK$14,254
baseline
▲ 0.50% · 4.625%
HK$15,121
+HK$867/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,508/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,922
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,322
−HK$406/mo
Today · 4.125%
HK$15,728
baseline
▲ 0.50% · 4.625%
HK$16,557
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,456/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,096
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,596
−HK$509/mo
Today · 4.125%
HK$17,105
baseline
▲ 0.50% · 4.625%
HK$18,146
+HK$1,041/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,210/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,906
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,386
−HK$488/mo
Today · 4.125%
HK$18,874
baseline
▲ 0.50% · 4.625%
HK$19,868
+HK$994/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,748/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,778
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,362
−HK$594/mo
Today · 4.125%
HK$19,956
baseline
▲ 0.50% · 4.625%
HK$21,170
+HK$1,214/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$39,912/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,890
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,451
−HK$568/mo
Today · 4.125%
HK$22,019
baseline
▲ 0.50% · 4.625%
HK$23,180
+HK$1,161/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$44,038/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,143
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,894
−HK$763/mo
Today · 4.125%
HK$25,657
baseline
▲ 0.50% · 4.625%
HK$27,218
+HK$1,561/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,859
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$731/mo
Today · 4.125%
HK$28,310
baseline
▲ 0.50% · 4.625%
HK$29,803
+HK$1,493/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,620/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,350 · Scale 2, in force from 26 Feb 2026)