LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,415
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,832
−HK$424/mo
Today · 4.125%
HK$14,256
baseline
▲ 0.50% · 4.625%
HK$15,124
+HK$868/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,512/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,924
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,324
−HK$406/mo
Today · 4.125%
HK$15,730
baseline
▲ 0.50% · 4.625%
HK$16,560
+HK$830/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,460/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,098
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,599
−HK$509/mo
Today · 4.125%
HK$17,108
baseline
▲ 0.50% · 4.625%
HK$18,149
+HK$1,041/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,216/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,909
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,389
−HK$488/mo
Today · 4.125%
HK$18,877
baseline
▲ 0.50% · 4.625%
HK$19,872
+HK$995/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,754/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,781
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,365
−HK$594/mo
Today · 4.125%
HK$19,959
baseline
▲ 0.50% · 4.625%
HK$21,173
+HK$1,214/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$39,918/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,894
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,454
−HK$569/mo
Today · 4.125%
HK$22,023
baseline
▲ 0.50% · 4.625%
HK$23,183
+HK$1,160/mo
Deposit HK$1.76M · loan HK$4.12M · min. income ≈ HK$44,046/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,898
−HK$763/mo
Today · 4.125%
HK$25,661
baseline
▲ 0.50% · 4.625%
HK$27,223
+HK$1,562/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,322/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,863
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,584
−HK$731/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$29,807
+HK$1,492/mo
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,371 · Scale 2, in force from 26 Feb 2026)