LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,153
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$138,326
−HK$4,239/mo
Today · 4.125%
HK$142,565
baseline
▲ 0.50% · 4.625%
HK$151,240
+HK$8,675/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$285,130/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,243
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$153,246
−HK$4,061/mo
Today · 4.125%
HK$157,307
baseline
▲ 0.50% · 4.625%
HK$165,598
+HK$8,291/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$314,614/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,983
−HK$10,095/mo
▼ 0.25% · 3.875%
HK$165,991
−HK$5,087/mo
Today · 4.125%
HK$171,078
baseline
▲ 0.50% · 4.625%
HK$181,488
+HK$10,410/mo
Deposit HK$23.53M · loan HK$35.30M · min. income ≈ HK$342,156/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,092
−HK$9,676/mo
▼ 0.25% · 3.875%
HK$183,895
−HK$4,873/mo
Today · 4.125%
HK$188,768
baseline
▲ 0.50% · 4.625%
HK$198,718
+HK$9,950/mo
Deposit HK$23.53M · loan HK$35.30M · min. income ≈ HK$377,536/mo (50% DSR)
Upfront cash ≈ HK$26.03M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,814
−HK$11,777/mo
▼ 0.25% · 3.875%
HK$193,656
−HK$5,935/mo
Today · 4.125%
HK$199,591
baseline
▲ 0.50% · 4.625%
HK$211,736
+HK$12,145/mo
Deposit HK$17.65M · loan HK$41.18M · min. income ≈ HK$399,182/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,941
−HK$11,288/mo
▼ 0.25% · 3.875%
HK$214,545
−HK$5,684/mo
Today · 4.125%
HK$220,229
baseline
▲ 0.50% · 4.625%
HK$231,838
+HK$11,609/mo
Deposit HK$17.65M · loan HK$41.18M · min. income ≈ HK$440,458/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,475
−HK$15,142/mo
▼ 0.25% · 3.875%
HK$248,986
−HK$7,631/mo
Today · 4.125%
HK$256,617
baseline
▲ 0.50% · 4.625%
HK$272,232
+HK$15,615/mo
Deposit HK$5.88M · loan HK$52.95M · min. income ≈ HK$513,234/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,638
−HK$14,514/mo
▼ 0.25% · 3.875%
HK$275,843
−HK$7,309/mo
Today · 4.125%
HK$283,152
baseline
▲ 0.50% · 4.625%
HK$298,077
+HK$14,925/mo
Deposit HK$5.88M · loan HK$52.95M · min. income ≈ HK$566,304/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,500,371 · Scale 2, in force from 26 Feb 2026)