LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,416
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,833
−HK$424/mo
Today · 4.125%
HK$14,257
baseline
▲ 0.50% · 4.625%
HK$15,125
+HK$868/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,514/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,925
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,325
−HK$406/mo
Today · 4.125%
HK$15,731
baseline
▲ 0.50% · 4.625%
HK$16,560
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,462/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,099
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,600
−HK$508/mo
Today · 4.125%
HK$17,108
baseline
▲ 0.50% · 4.625%
HK$18,150
+HK$1,042/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,216/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,910
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,390
−HK$488/mo
Today · 4.125%
HK$18,878
baseline
▲ 0.50% · 4.625%
HK$19,873
+HK$995/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,756/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,782
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,366
−HK$594/mo
Today · 4.125%
HK$19,960
baseline
▲ 0.50% · 4.625%
HK$21,174
+HK$1,214/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$39,920/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,895
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,455
−HK$569/mo
Today · 4.125%
HK$22,024
baseline
▲ 0.50% · 4.625%
HK$23,185
+HK$1,161/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$44,048/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,148
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,900
−HK$763/mo
Today · 4.125%
HK$25,663
baseline
▲ 0.50% · 4.625%
HK$27,224
+HK$1,561/mo
Deposit HK$588K · loan HK$5.30M · min. income ≈ HK$51,326/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,865
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$731/mo
Today · 4.125%
HK$28,316
baseline
▲ 0.50% · 4.625%
HK$29,809
+HK$1,493/mo
Deposit HK$588K · loan HK$5.30M · min. income ≈ HK$56,632/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,378 · Scale 2, in force from 26 Feb 2026)