LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,169
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$138,343
−HK$4,240/mo
Today · 4.125%
HK$142,583
baseline
▲ 0.50% · 4.625%
HK$151,259
+HK$8,676/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$285,166/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,262
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$153,265
−HK$4,061/mo
Today · 4.125%
HK$157,326
baseline
▲ 0.50% · 4.625%
HK$165,619
+HK$8,293/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$314,652/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,003
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$166,011
−HK$5,088/mo
Today · 4.125%
HK$171,099
baseline
▲ 0.50% · 4.625%
HK$181,510
+HK$10,411/mo
Deposit HK$23.54M · loan HK$35.30M · min. income ≈ HK$342,198/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,114
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$183,918
−HK$4,873/mo
Today · 4.125%
HK$188,791
baseline
▲ 0.50% · 4.625%
HK$198,743
+HK$9,952/mo
Deposit HK$23.54M · loan HK$35.30M · min. income ≈ HK$377,582/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,837
−HK$11,779/mo
▼ 0.25% · 3.875%
HK$193,680
−HK$5,936/mo
Today · 4.125%
HK$199,616
baseline
▲ 0.50% · 4.625%
HK$211,762
+HK$12,146/mo
Deposit HK$17.65M · loan HK$41.19M · min. income ≈ HK$399,232/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,967
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$214,571
−HK$5,686/mo
Today · 4.125%
HK$220,257
baseline
▲ 0.50% · 4.625%
HK$231,867
+HK$11,610/mo
Deposit HK$17.65M · loan HK$41.19M · min. income ≈ HK$440,514/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,505
−HK$15,144/mo
▼ 0.25% · 3.875%
HK$249,017
−HK$7,632/mo
Today · 4.125%
HK$256,649
baseline
▲ 0.50% · 4.625%
HK$272,266
+HK$15,617/mo
Deposit HK$5.88M · loan HK$52.96M · min. income ≈ HK$513,298/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,671
−HK$14,516/mo
▼ 0.25% · 3.875%
HK$275,877
−HK$7,310/mo
Today · 4.125%
HK$283,187
baseline
▲ 0.50% · 4.625%
HK$298,114
+HK$14,927/mo
Deposit HK$5.88M · loan HK$52.96M · min. income ≈ HK$566,374/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$2,500,681 · Scale 2, in force from 26 Feb 2026)