LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,176
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$138,350
−HK$4,240/mo
Today · 4.125%
HK$142,590
baseline
▲ 0.50% · 4.625%
HK$151,267
+HK$8,677/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$285,180/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,270
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$153,273
−HK$4,061/mo
Today · 4.125%
HK$157,334
baseline
▲ 0.50% · 4.625%
HK$165,628
+HK$8,294/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$314,668/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,012
−HK$10,097/mo
▼ 0.25% · 3.875%
HK$166,020
−HK$5,089/mo
Today · 4.125%
HK$171,109
baseline
▲ 0.50% · 4.625%
HK$181,520
+HK$10,411/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$342,218/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,124
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$183,928
−HK$4,873/mo
Today · 4.125%
HK$188,801
baseline
▲ 0.50% · 4.625%
HK$198,753
+HK$9,952/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$377,602/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,847
−HK$11,780/mo
▼ 0.25% · 3.875%
HK$193,690
−HK$5,937/mo
Today · 4.125%
HK$199,627
baseline
▲ 0.50% · 4.625%
HK$211,773
+HK$12,146/mo
Deposit HK$17.65M · loan HK$41.19M · min. income ≈ HK$399,254/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,978
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$214,583
−HK$5,685/mo
Today · 4.125%
HK$220,268
baseline
▲ 0.50% · 4.625%
HK$231,879
+HK$11,611/mo
Deposit HK$17.65M · loan HK$41.19M · min. income ≈ HK$440,536/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,518
−HK$15,145/mo
▼ 0.25% · 3.875%
HK$249,030
−HK$7,633/mo
Today · 4.125%
HK$256,663
baseline
▲ 0.50% · 4.625%
HK$272,280
+HK$15,617/mo
Deposit HK$5.88M · loan HK$52.96M · min. income ≈ HK$513,326/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,686
−HK$14,516/mo
▼ 0.25% · 3.875%
HK$275,892
−HK$7,310/mo
Today · 4.125%
HK$283,202
baseline
▲ 0.50% · 4.625%
HK$298,130
+HK$14,928/mo
Deposit HK$5.88M · loan HK$52.96M · min. income ≈ HK$566,404/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,500,814 · Scale 2, in force from 26 Feb 2026)